by Bill Wagner | Sep 8, 2021 | Real Estate Market, Mortgage Lenders
Lenders look closely at your credit score when deciding if you qualify for a mortgage loan. Because of its huge role in the homebuying process, make ssure you understsnd how your credit score is compi;ed, how to get a copy of you credit report to build stong credit.... by Bill Wagner | Sep 8, 2021 | Real Estate Market, Mortgage Lenders
Understanding the homebuying and closing mortgage documents You’ll sign many important documents at closing, the final step in the homebuying process. Make sure to read each document thoroughly, ask questions and know you have a team by your side. This is your... by Bill Wagner | Sep 8, 2021 | Real Estate Market
You’ve Decided To Buy A Home Buying A Home Purchasing a home is one of the biggest, most important investments you’ll make. Lean on us for reliable and sound advice — including if buying is right for you. 1. What You Can Afford One of the first steps in... by Bill Wagner | Sep 8, 2021 | Real Estate Market
Making your offer You’ve found your dream home and now it’s time to make an offer. Learn how to determine a fair price and negotiate while making sure you stay within budget. Making an Offer on a New Home Making your offer on a home You’ve found the home... by Bill Wagner | Sep 8, 2021 | Real Estate Market, Mortgage Lenders
Working with your lender Buying a home can seem overwhelming, but your lender can provide a steadying hand. Find out what you can expect, and the role they play at every stage of the process. You’ll work with your lender throughout the homebuying process. Your... by Bill Wagner | Sep 8, 2021 | Real Estate Market
Finding the right home Now that you’ve been pre-approved and have your team, it’s time to start looking for your new home. This is an exciting time as you’ll lock down your location, type and must-have features. Realtors can do expert home searching... by Bill Wagner | Sep 8, 2021 | Real Estate Market, Mortgage Lenders
Finding Your Team Having the right people by your side will help make your homebuying experience more enjoyable and less stressful. Choosing the right Realtor Who you select matters The success of your homebuying journey largely depends on the company you keep. As you... by Bill Wagner | Sep 8, 2021 | Real Estate Market
Down payments & PMI Typically, buyers put down 5 to 20% of the purchase price but this can be as little as 3%. Buyers putting down less than 20% are required to pay Private Mortgage Insurance (PMI) monthly until they build up 20% equity in their home. The National... by Bill Wagner | Sep 8, 2021 | Real Estate Market
What You Can Afford One of the first steps in the homebuying process is to fully understand your finances. It’s not as fun as looking at homes, but it’s important and necessary to help you determine how much you can afford. Understanding What You Can... by Bill Wagner | Sep 8, 2021 | Real Estate Market, Uncategorized
Closing your loan The final step of the homebuying process involves signatures, documents and keys. Let us help you prepare and understand what to expect Closing your loan Homeownership is right around the corner, but first, it’s time to lock down all the...
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