770-316-5519

BillWagnerHomes@gmail.com

770-316-5519

BillWagnerHomes@gmail.com

Your Credit Score

Lenders look closely at your credit score when deciding if you qualify for a mortgage loan. Because of its huge role in the homebuying process, make ssure you understsnd how your credit score is compi;ed, how to get a copy of you credit report to build stong credit....

Buying a home

You’ve Decided To Buy A Home Buying A Home Purchasing a home is one of the biggest, most important investments you’ll make. Lean on us for reliable and sound advice — including if buying is right for you. 1. What You Can Afford One of the first steps in...

HOME BUYING / MAKING YOUR OFFER

Making your offer You’ve found your dream home and now it’s time to make an offer. Learn how to determine a fair price and negotiate while making sure you stay within budget. Making an Offer on a New Home Making your offer on a home You’ve found the home...

HOME BUYING / FINDING THE RIGHT HOME

Finding the right home Now that you’ve been pre-approved and have your team, it’s time to start looking for your new home. This is an exciting time as you’ll lock down your location, type and must-have features. Realtors can do expert home searching...

HOME / BUYING / DOWN PAYMENTS AND PMI

Down payments & PMI Typically, buyers put down 5 to 20% of the purchase price but this can be as little as 3%. Buyers putting down less than 20% are required to pay Private Mortgage Insurance (PMI) monthly until they build up 20% equity in their home. The National...

HOME / BUYING / WHAT YOU CAN AFFORD

What You Can Afford One of the first steps in the homebuying process is to fully understand your finances. It’s not as fun as looking at homes, but it’s important and necessary to help you determine how much you can afford. Understanding What You Can...