770-316-5519

BillWagnerHomes@gmail.com

770-316-5519

BillWagnerHomes@gmail.com

Home Buying / Finding The Right Home

by | Sep 8, 2021 | Real Estate Market, Mortgage Lenders | 0 comments

Finding the right home

Now that you’ve been pre-approved and have your team, it’s time to start looking for your new home. This is an exciting time as you’ll lock down your location, type and must-have features.

Finding The Right Home
Realtors can do expert home searching to help you find the right home for you and your family

Before you begin looking for your new home, talk with your real estate agent about what you want in a home, why you want to buy a home and where you’d like to live. Also, consider sharing information about your lifestyle to help them help you.


Ask yourself: “Do you need to be near public transportation? Do you want a yard? Do you need to be within a certain distance from your job? What do you want from your community?” The answers to your questions will guide you to your dream home.

Where do you want to live?

You’ve probably heard the first rule of real estate — location, location, location. It’s a key factor in determining how much you can afford, how long your commute will be and your designated school district. When determining where you want to live, ask yourself:

Urban or suburban: Do you want the convenience and walkability of city life? Or do you want a larger home with a yard, away from the hustle and bustle of urban living?

Proximity to your job: Today’s average commute is longer than ever before. Are you willing to make an hour-long drive to work, or do you want a short commute? Consider your current job and future opportunities.

Urban or Suburban

What type of home is best for you?

If you’re in the market to buy, you need to decide what type of home you want. Each type has its advantages and disadvantages and the right one for you will depend on your finances, lifestyle and stage of life.

Single Family Home


Single-Family:
 Typically, these are the largest of the property types – providing you with the most privacy and space. If you buy a single-family home, you’re responsible for every aspect of the home which requires both time and money but allows you more control over your home and more privacy.

Townhomes with Garages

Townhomes: Townhomes are often a good option for first-time homebuyers as they are more affordable than single family homes. They require little outside maintenance and many townhomes include amenities such as parks and playgrounds.

Manufactured homes come in all different styles and qualities

Manufactured Homes:Today’s new generation of high-quality factory-built homes are comparable to single-family homes and offer features such as garages, permanent foundations and built-in porches. More affordable than site-built homes, they offer a good option for first-time homebuyers.

Condominiums

Condominiums: Condominiums can provide you with a maintenance-free lifestyle and are typically located in urban settings. They may provide access to amenities like pools and fitness facilities and are usually within walking distance of shops, restaurants, and public transportation. Note that the amenities and maintenance come with a monthly fee that you’ll need to factor in when determining what you can afford.

Retirement Homes come in a varity of different types of homes and different types of communities

Retirement Homes: These are are composed of all types of homes, single family, ranch homes, townhomes, and condominiums, depending on your needs or preferences. These type homes usually have lawn maintainance, community activities, holiday celebrations with great amenities for the residents of these communities like golf, pool, clubhouses and tennis. Some retirement communities have a mixture of people in different sections of the community depending on your needs, just not over age 55 residents.

They may provide access to amenities like pools and fitness facilities and are usually within walking distance of shops, restaurants, golf cart lanes and/or public transportation to local resturants and shopping. Some of these communities have local medical and doctor facilities for the residents.

Your home wish list

Once you decide what type of home you want, you should determine your “must-haves” and your deal breakers. Think about your household now and how your needs may change in the future. It is easy to get overwhelmed with so many possibilities so consider creating a homebuying wish list  to help you narrow down your choices.

Both your finances and lifestyle will play a big role in determining the type of home that’s right for you. Stick with the “must haves” that are most important to you and work with your lender to stay within budget.

If you want to get started in the process contact The Wagner Team, we can answer any of your questions. We will be happy to. “A Higher Standard of Real Estate”

Mortgage Pre-Approval

What You Can Afford

Downpayments and PMI

Finding Your Team

Finding The Right Home

Working With Your Lender

Your Credit Score

Making Your Offer

Inspections and Appraisals

Understanding Closing Documents

Closing Your Loan

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The Wagner Team

Bill Wagner – Keller Williams Atlanta Partners

Call or Text 770-316-5519

BillWagnerHomes@gmail.com